Leading digital financial services
AIRVANTAGE’s innovative, advanced, flexible financial solutions empower individuals in emerging economies, bridging the financial digital divide and unlocking new opportunities.
Airtime & Data Advances
Airtime and Data Advances
Consumers
Provides instant access to airtime or data on credit, allowing users to stay connected even when they’re low on funds. Repayment is automatically deducted on the next recharge.
Buy Now, Pay Later
Buy Now, Pay Later
Consumers
Enables customers to purchase goods or services immediately and pay in installments over time, offering convenience and financial flexibility without upfront costs.
Float
Float
Merchants and Agents
Offers working capital to merchants and agents to ensure smooth daily operations, such as processing transactions or stocking inventory, even when cash flow is tight.
Handset Financing
Handset Financing
Consumers
Allows customers to acquire smartphones or mobile devices through affordable installment payments, increasing access to digital services and connectivity.
Mobile Money Loan
Mobile Money Loan
Consumers, Merchants, Agents
A flexible credit solution offered through mobile money, combining both fixed-term loans and short-term overdrafts. Users can access funds for personal, business, or operational needs—either as a structured loan with scheduled repayments or as an instant overdraft repaid with the next wallet deposit. Designed to provide financial support whenever it’s needed, directly through mobile wallets.