Every December, many emerging economies experience a sharp increase in borrowing – from individual micro-loans to merchant financing. It’s a cyclical trend that reveals how millions rely on credit not only to navigate festive and family obligations, but also to participate fully in the economy. Understanding this pattern helps financial providers, especially those serving underserved … Read more
On 10 December, South Africa stands with the world to celebrate Human Rights Day, a reminder of our nation’s fight for dignity, equality, and justice. But today, the struggle for freedom has a new frontier. Because in 2025, freedom lives in the ability to participate. To learn, earn, save, protect, and grow. To access opportunity, not by … Read more
In the rapidly evolving telecommunications landscape, Digital Value-Added Services (VAS) are emerging as a game-changer, especially in regions like Latin America. These services go beyond basic connectivity, transforming mobile phones into essential tools for financial inclusion, daily convenience, and economic empowerment. In areas where traditional banking and utilities access is limited, services like airtime and data advances, micro-loans, and utility vouchers are revolutionising lives.
