Build accurate credit profiles on your existing customers, which leads to more products and services.
Consumer Financial Identities: The Potential
Build a credit profile for your customers using Financial Identity as a Service (FiDaaS).
A world without FiDaaS
While many people in emerging markets do not have a current financial profile, they do make use of airtime and data services and in some cases, smartphones. Our technology allows us to create individual financial profiles on your customers, which in turn can lead to advanced financial services. Imagine not only being able to boost your ARPU, but also change lives while doing so.
Bringing transparency to the world’s unbanked financial profiles
Using the data that we accumulate via Airtime Advance, we are able to offer lending and loan services to customers using a mobile wallet. These loans are tailor-made to each individual to target only qualified customers that will be comfortable paying them back. Bring the world’s underbanked population into the financial spotlight.
Take better credit decisions on those credit profiles.
Offer more risk to customers and third-party partners.
Create financial visibility for people that may never have had it before.